It is a truth universally acknowledged that a better job rarely comes looking for you. The PA-Life-Accident-and-Health exam is one of the clearest routes to it, and Prep4SureReview equips that route with 162 practice questions for the Insurance Licensing Pennsylvania Life, Accident and Health exam and a free demo to start.
Insurance Licensing PA-Life-Accident-and-Health Exam Overview:
| Certification Vendor: | Pennsylvania Insurance Department (exam administered by PSI Services LLC) |
|---|---|
| Exam Name: | Pennsylvania Insurance Producer Examination: Life, Accident & Health |
| Exam Number: | PA-Life-Accident-and-Health |
| Passing Score: | 70% (scaled score) |
| Certificate Validity Period: | 2 years |
| Real Exam Qty: | 150 |
| Related Certifications: | Pennsylvania Accident & Health Insurance Producer License Pennsylvania Health Insurance Producer License Pennsylvania Life Insurance Producer License |
| Available Languages: | English |
| Exam Price: | $49–$55 USD (varies by testing provider fees) |
| Exam Duration: | 150 minutes |
| Exam Format: | Multiple Choice |
| Recommended Training: | ExamFX Insurance Prelicensing Courses Kaplan Financial Education - Insurance Licensing Prep |
| Exam Registration: | Pennsylvania Insurance Department Licensing PSI Exams - Pennsylvania Insurance Licensing |
| Sample Questions: | ![]() |
| Exam Way: | Computer-based exam delivered at PSI testing centers (and/or PSI-proctored options depending on availability) |
| Pre Condition: | Completion of Pennsylvania-approved pre-licensing education (typically 24 hours for Life & Health combined) may be required prior to exam eligibility. |
| Official Syllabus URL: | https://www.insurance.pa.gov/ |
Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: General Insurance Concepts | - Policy structure and contract basics - Insurance principles and risk management |
| Topic 2: Life Insurance | - Life insurance policies and types - Beneficiaries and settlements - Policy provisions, riders, and options |
| Topic 3: Accident and Health Insurance | - Health insurance concepts and plans - Long-term care insurance basics - Disability and medical expense coverage |
| Topic 4: Pennsylvania Insurance Regulations & Ethics | - Unfair trade practices and compliance - Ethical standards and fiduciary duties - State licensing laws and regulations |
Questions & Answers: The PA-Life-Accident-and-Health Exam
Computer-based exam delivered at PSI testing centers (and/or PSI-proctored options depending on availability) Book the Insurance Licensing Pennsylvania Life, Accident and Health exam through these official channels:
Once booked, your Prep4SureReview practice questions arrive by email within 1 minute, so preparation starts the same day.
The passing score for the Insurance Licensing Pennsylvania Life, Accident and Health exam is 70% (scaled score), and registration costs $49–$55 USD (varies by testing provider fees). A retake means the same fee again — a sound reason to test your readiness with the Prep4SureReview engines before committing to a date.
Prep4SureReview refunds you in full if you take the Insurance Licensing Pennsylvania Life, Accident and Health exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. As an alternative, exchange for two free exam products of equal value while keeping your original update service. Delivery is by email within 1 minute — contact support if nothing arrives within 2 hours.
Insurance Licensing recommends these training resources for the Insurance Licensing Pennsylvania Life, Accident and Health exam:
After the training, the 162 practice questions from Prep4SureReview let you make full use of sporadic time — short sessions that steadily convert study into readiness.
The Insurance Licensing Pennsylvania Life, Accident and Health exam presents 150 with 150 minutes available. That pace is demanding — rehearse it in the timed mode of the Prep4SureReview Desktop Test Engine until it feels familiar.
The official Insurance Licensing Pennsylvania Life, Accident and Health outline comprises 4 domains. The three largest are Life Insurance, General Insurance Concepts, and Accident and Health Insurance. The full list appears in the topics section above, and the 162 practice questions at Prep4SureReview cover all of them.
The PA-Life-Accident-and-Health exam is a Insurance Licensing certification exam built around the Insurance Licensing Pennsylvania Life, Accident and Health syllabus shown above. It feeds into these credential paths: Pennsylvania Life Insurance Producer License, Pennsylvania Health Insurance Producer License, Pennsylvania Accident & Health Insurance Producer License. Precisely because the exam is demanding, passing it earns real attention from employers in 2026. Prep4SureReview prepares you with 162 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.
Completion of Pennsylvania-approved pre-licensing education (typically 24 hours for Life & Health combined) may be required prior to exam eligibility. Requirements can change, so verify the latest on the official Insurance Licensing exam page before scheduling.
The complete preparation toolkit: 162 practice questions for the Insurance Licensing Pennsylvania Life, Accident and Health exam in three formats — a printable, expert-prepared PDF with instant download; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. Included as well: a free demo, 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations — all from a platform refined through years of expert effort.
Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:
Which one of the following type of calls is NOT exempt from the Do-Not-Call Registry?
- A. calls on behalf of political organizations.
- B. calls from charities.
- C. telephone surveys.
- D. insurance sales calls.
Correct Answer: D 🗳️
Explanation: Only visible for Prep4SureReview members. You can sign-up / login (it's free).
Which of the following is a branch of dentistry dealing with the replacement of missing parts?
- A. Endodontics
- B. Orthodontics
- C. Periodontics
- D. Prosthodontics
Correct Answer: D 🗳️
Explanation: Only visible for Prep4SureReview members. You can sign-up / login (it's free).
The ownership provision of a life insurance policy states that during the insured individuals lifetime, the rights and privileges belong to the
- A. insured individual only.
- B. owner only.
- C. insured individual's family.
- D. beneficiaries.
Correct Answer: B 🗳️
Explanation: Only visible for Prep4SureReview members. You can sign-up / login (it's free).
The primary income earner of the family earns $100,000 annually and has 20 years until retirement Using the Human Life Value Approach, how much coverage is recommended?
- A. $1,000,000
- B. $1,100,000
- C. $2,000,000
- D. $2,200,000
Correct Answer: C 🗳️
Explanation: Only visible for Prep4SureReview members. You can sign-up / login (it's free).
The proposed insured's statements on a life insurance application are considered to be
- A. representations.
- B. absolute statements.
- C. warranties.
- D. misrepresentations.
Correct Answer: A 🗳️
Explanation: Only visible for Prep4SureReview members. You can sign-up / login (it's free).
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