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Humber College PREX-1060A Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Plan Administration and Compliance | 10% | - Reporting requirements - Plan termination rules - Responsibilities of providers and subscribers |
| Government Grants and Incentives | 20% | - Canada Education Savings Grant (CESG) - Canada Learning Bond (CLB) - Provincial programs |
| Contribution Rules and Limits | 25% | - Carry-forward provisions - Excess contributions and penalties - Annual and lifetime contribution limits |
| RESP Fundamentals | 30% | - Definition and purpose of RESP - Basic rules and regulations - Key parties involved |
| Withdrawals and Distributions | 15% | - Educational vs non-educational withdrawals - Impact on grants - Tax treatment |
Humber College Exam 4: Invigilated Theory Sample Questions:
Obtaining the size and boundaries of a commercial condominium unit is an important task for a salesperson.
Which of the following statements regarding this task is NOT correct?
- A. An Ontario Land Surveyor can be hired to measure the space.
- B. The original plans should be used to determine the size of a unit.
- C. An architect can be hired to measure the space.
- D. Space should be measured in accordance with BOMA standards.
Correct Answer: B 🗳️
A lender completes a financial statement analysis and calculation on various ratios that would indicate the financial performance of the commercial building. Which of the following is NOT correct?
- A. The investor is afforded the opportunity to enhance yield.
- B. It does not matter; mortgaging does not affect cash flow and yields.
- C. The success of ventures often rests in the availability and suitability of financing.
- D. Lenders will apply various financial ratios to get a solid understanding of the business's performance and the ability of the borrower to service debt.
Correct Answer: B 🗳️
In regard to equipment at an industrial property that is being shown for sale, a salesperson representing a buyer should do all of the following, EXCEPT:
- A. Ensure chattels or fixtures are not included in the sale or negotiated for in the agreement.
- B. Contact the seller's representative prior to the showing to gain awareness of safety and compliance requirements.
- C. Obtain clarification as to which equipment seen during the showing will be included in the purchase price of the property.
- D. Ensure they are informed as to whether the equipment shown will be relevant for the buyer's intended use.
Correct Answer: A 🗳️
Utility requirements are different for retail, office, and industrial properties, and a salesperson should understand the utility needs of each client. Which of the following items is NOT required bya typical occupant of a retail space?
- A. A proper ventilation system
- B. Sufficient lighting
- C. A stable internet connection
- D. A high voltage and ampere supply
Correct Answer: D 🗳️
Which of the following is a characteristic of main street retail?
- A. Must be located in a small, older community
- B. Structure size typically ranges from 100,000 to 130,000 square feet
- C. Consists of newer, free-standing buildings only
- D. Comprises a blend of old and new stores
Correct Answer: D 🗳️
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